10 Things You Shouldnt Do When Youre Broke

10 Things You Shouldnt Do When Youre BrokeWhether being broke is a permanent state for you, or youre just passing through a bit of hardship, there are a few lifestyle adjustments it would be prudent for you to make in order to elend end up in a mountain of debt. googletag.cmd.push(function() googletag.display(div-gpt-ad-1467144145037-0) ) Being broke is also incredibly stressfulyoure constantly worried about your bank balance and how youll afford necessary purchases. Why add to the stress?Here is a list of good things to avoid doing if youre having trouble making ends meet.1. SmokeSeriously. Apart from the fact that it will eventually give you cancer (aka huge medical bills), its incredibly expensive to keep up. Youll live longer and find you have a lot more spending money week to week.2. DrugsDont smoke anything else either. People can tell and wont hire you. Youll have to constantly worry about passing random or job-related drug tests, and youll be spending a lot of money you just dont have.3. Join a GymFitness is a great thing, but can be achieved much more cheaply than by getting a monthly (spendy) gym membership. Go running. Do push-ups and crunches. Try the Scientific 7-Minute Workout. Find yoga videos for free on YouTube. Figure out how to exercise for freeits super simple these days.4. Look Down on WorkAs long as someones job is legal and ethical, its no business of yours to look down on it. Maybe you should even consider the service industry. Answer phones, wait tables, clean houses. Just get yourself back on your feet.5. Make ExcusesChances are its your responsibility. Unless youre caring for a sick loved one or facing enormous medical bills yourself, you probably were just living beyond your means. Own the position youre in and take action to dig yourself out of your financial hole.6. Take Unnecessary VacationsIf you cant keep up with your rent or car payments, then whatever extra cash you think you have for trips or weekends away should probably be put to more constructive use. Dont be flagrant when you cant afford to be.7.Go Out to EatAvoid restaurants. You cant afford them. Seriously. Cook for yourself and bring your lunchleftovers are your friend. That goes for buying coffee as well get to know your Mr. Coffeeyour new regular coffee shop If you must go to a movie, smuggle cheaper snacks in in your handbag instead of shelling out for concession prices.8. Upgrade Your StuffNow isnt the time to get a nicer car or move to a nicer neighborhood. You cant afford the extra cash youd need to get this doneor the loan payments. Stick with your station for a while longer until you can afford to move up.9. Ignore the BillsYou may cringe whenever a new pile shows up in the mail, and want to hide under the covers and hope that all your bills just go away. But they wont. Open them. Call the companies. Set up payment plans. Be proactive. Its much better than blissful ignorancewhich can still eat you alive with stress.10. Create WasteDont d rive anywhere further than you have to. Consolidate errands to consolidate gas. Dont go on lavish datessimple ones will do and are often more romantic anyway. Dont waste water or gas or electricity in your home. Dont pay to do anything you could do yourself (car washes, house cleanings, lawn mowing). And dont take on any extra expenses that arent absolutely necessary. Actually reading that magazine? Probably not. Cancel cancel cancel.